When a poor student slaps away a billionaire card, I pick it up and return it to the reclusive heir James Zook. Eyeing my desperation, James offers a lethal bargain: if I can get Hazel to accept his support, he’ll fund both our lives. What starts as a chain of charity turns into a dangerous high-society obsession. As secret crushes and urban power plays collide, I must decide if James is my savior or the man holding the chains. It is an urban romance of elite tension and sweet revenge where the substitute finds her fated billionaire heart.